Investing in Property

Investing in residential property has created wealth and financial security for many New Zealanders, and there is no reason why investing in property can't help you to achieve your financial dreams too.

Residential rental property works well as an investment as property is able to produce an income (yield), which then services the cost of the investment in part or in whole.

Property is also a growth investment, and demonstrates capital gain; currently New Zealand is one of the few countries in the world where there is no capital gains tax. It is one of the only genuinely leveraged investments available, and it's tax friendly to income earners.

How do you buy an investment property?
A unique feature of property investment is that it can be financed by the equity you already have in your own home. You don't need cash or a deposit to invest in property, all you need is equity.

What is Equity?
Equity is the value of your property less the amount owing on your mortgage.

What will your Repayments be?
We'll help you find out.

What is the best Loan for you?
Floating, Fixed, revolving or capped. If you’re not sure, here’s how to choose the best one for you.

The Home Loan Process
Getting a home loan is simple, and even simpler when we take you through our 7 step process.